# Meet the Management Team | TKT Medicare & Life Insurance > Meet the TKT Medicare & Life management team: Tracey Twarog, Owner, and Raoul Mohammed, Agency Manager. Licensed, independent Medicare advisors. Canonical page: https://tktenterprises.com/management-team # The people behind TKT Enterprises We empower you with the knowledge and tools you need to make informed, confident decisions, led by experienced, licensed advisors who treat every client like family. ## Meet your management team Two leaders, one mission: make Medicare simple, honest, and pressure-free. ### Tracey Kayo Twarog Owner & Founder Tracey founded TKT Enterprises to do Medicare differently, leading with her heart instead of dollar signs. As a licensed, independent agent she guides clients through Medicare, life insurance, and Social Security decisions with patience and genuine care, and stays in their corner long after enrollment. (518) 937-6170 tracey@tktenterprises.com ### Raoul Mohammed Agency Manager As Agency Manager, Raoul keeps the agency running smoothly so clients always get a fast, knowledgeable response. He supports the advisor team, oversees day-to-day operations, and helps make sure every client experience reflects the agency's compassion-first standard. (347) 813-2284 raoul@tktenterprises.com ## How our team works for you Independent agents, working for you, never for a single insurance company. ### Compassion We treat every client like family, patient, kind, and never rushed through an important decision. ### Education We explain your options in plain English so you understand exactly what you're choosing and why. ### Advocacy We stay in your corner after enrollment, reviewing coverage yearly and answering questions whenever they arise. ## Talk to our team A relaxed, no-cost conversation about your Medicare options, with people who actually pick up the phone. Request a free consultation (518) 937-6170 --- TKT Enterprises Inc (TKT Medicare & Life Insurance) · 105 Balsam Way, Clifton Park, NY 12065 · (518) 937-6170 · tracey@tktenterprises.com · Mon-Fri 9am-5pm ET We are not connected with or endorsed by the U.S. government or the federal Medicare program.