# Our Agents: Licensed Medicare Advisors | TKT Medicare

> Meet the licensed TKT agents specializing in Medicare, life, health, ACA, annuities and retirement. Find an advisor and book a free consultation.

Canonical page: https://tktenterprises.com/sales-team

# Find a licensed agent who specializes in you

Our advisors specialize across Medicare, life, health, ACA marketplace, annuities, and retirement. Filter by specialty or search to find the right person, then book a free, no-cost call.

- 19 Licensed advisors
- 8 Top-rated carriers
- 50 States served

## Licensed advisors

- [Tracey Twarog](https://tktenterprises.com/agent-tracey-twarog): Founder and licensed agent. Medicare, life insurance, and Social Security guidance. Clifton Park, NY.
- [Lacey Hartman](https://tktenterprises.com/agent-lacey-hartman): Health insurance agent specializing in Medicare and ACA marketplace plans. Clifton Park, NY.
- [Liz Pizzo](https://tktenterprises.com/agent-liz-pizzo): Health insurance agent specializing in Medicare and supplemental coverage.
- [Ibrahim Afyon](https://tktenterprises.com/agent-ibrahim-afyon): Registered Social Security Analyst and one-stop advisor for Medicare, insurance, and financial planning. Schenectady, NY.

### Additional licensed agents

Contact these agents directly. Each is a licensed Medicare advisor with TKT Enterprises.

- **Brenda Aiken** — National Producer #: 12534 · brendaaiken1959@gmail.com · (518) 275-7594. Over 30 years of customer service and insurance expertise. Honest, friendly, and informative, she takes pride in helping retirees understand their options and choose a plan that fits both their needs and their budget.
- **Sherry Ashery** — National Producer #: 12159 · sherryashery1@gmail.com · (518) 331-1552. Over 25 years of sales and marketing experience. She believes in building strong relationships and ensuring her clients feel comfortable and supported throughout the Medicare process. An active volunteer in the Veterans and Jewish communities.
- **Megan Z. Culver** — National Producer #: 12590 · 121meganz@gmail.com · (845) 240-2022. A CPA and licensed insurance agent with nearly 30 years of experience, dedicated to helping clients find insurance solutions that align with their needs and budget.
- **Cathleen Esposito** — National Producer #: 12570 · cmj86@msn.com · (845) 494-4375. A licensed agent for 25 years with extensive sales and marketing experience. She specializes in Medicare and educating seniors on their coverage options.
- **Wonder Gonzalez** — National Producer #: 10461 · wondervgonzalez@gmail.com · (718) 717-5467. An experienced agent specializing in helping seniors navigate their health coverage, often meeting clients in person in their homes.
- **Barron Hanrahan** — National Producer #: 12515 · barronhanrahan@gmail.com · (914) 475-4175. More than 20 years in the health insurance industry, helping seniors find the Medicare plan that best fits their needs at the lowest possible cost.
- **Janice Hardgrove** — National Producer #: 12477 · janice@hudsonvalleyseniorhealth.com · (845) 246-5675. A senior citizen and Medicare beneficiary herself, offering honest, patient, and personalized guidance drawn from decades in education, community service, wellness instruction, and small business ownership.
- **Teresa Jaycox** — National Producer #: 14626 · teresaj@tjben.net · (585) 943-6588. Nearly 20 years in health insurance and benefits, known for personalized guidance and lasting relationships founded on trust, integrity, and exceptional service.
- **Sandra Kahlon** — National Producer #: 12148 · sandra@yourmedicarecoach.org · (518) 495-1695. A licensed Medicare agent and educator with over 30 years as an Occupational Therapist serving seniors and individuals with special needs.
- **Brittany LaFarr** — National Producer #: 12828 · bs545699@gmail.com · (518) 683-0711. More than 10 years in health insurance. Her background as a patient advocate and a degree in sociology fuel her passion for helping others navigate their healthcare needs.
- **Steve Maicus** — National Producer #: 12972 · stevemaicus@icloud.com · (518) 593-5011. Raised in a household providing 24/7 care for elderly residents, Steve brings a deep respect for the aging process and builds relationships grounded in trust.
- **Chana McIntyre** — csminsurance@outlook.com · (917) 273-9661. A University of Colorado graduate with 18+ years in sales leadership, now Senior Director of Business Development for Total Benefit Management, and active on several non-profit boards.
- **Josiah Reagan** — National Producer #: 73051 · jlreagan@live.com · (405) 268-9534. More than 20 years in the industry, guiding seniors between Medicare Advantage, Medicare Supplement, and prescription drug coverage with a straightforward, no-pressure approach.
- **Chris Szady** — National Producer #: 12306 · christopher.szady@gmail.com · (518) 817-8216. Twelve years serving his community, driven by a mission to help seniors, disabled individuals, and low-income families maximize their savings.
- **Ken Valentine** — National Producer #: 12208 · coachval57@yahoo.com · (518) 453-5440. Focused on ensuring each Medicare client receives all the benefits they are entitled to, guiding clients to the plan that serves their specific needs.


## Not sure who to talk to?

Tell us what you need and we'll match you with the right specialist. No cost, no pressure.

Match me with an advisor

(518) 937-6170

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TKT Enterprises Inc (TKT Medicare & Life Insurance) · 105 Balsam Way, Clifton Park, NY 12065 · (518) 937-6170 · tracey@tktenterprises.com · Mon-Fri 9am-5pm ET
We are not connected with or endorsed by the U.S. government or the federal Medicare program.
