# Terms & Conditions | TKT Medicare & Life Insurance > Terms and Conditions for TKT Enterprises Inc (TKT Medicare & Life): SMS text program terms, opt-out instructions and message frequency. Canonical page: https://tktenterprises.com/terms # Terms & Conditions Last updated June 16, 2026 These Terms & Conditions govern your use of the TKT Enterprises Inc, TKT Medicare & Life Insurance website and the SMS text messaging program we offer. By using this website or by opting in to receive text messages from us, you agree to the terms set out below. ## SMS Text Messaging Program The following terms apply to our SMS text messaging program. By providing your mobile number and opting in, you consent to receive text messages from TKT Enterprises Inc, TKT Medicare & Life Insurance as described here. Messages may be sent using an automated system and are sent from a 10-digit local long code number, not a short code. Consent to receive text messages is not a condition of purchase. Consent for marketing messages must be provided separately and may be revoked at any time. ## 1. Program Description Text messages may include appointment reminders, responses to inquiries, service-related updates, account notifications, and short messages to obtain additional information needed for upcoming appointments. If you separately consent to marketing, we may also send recurring marketing and promotional messages. ## 2. Frequency Message frequency will vary. ## 3. Opt-Out You can cancel the SMS service at any time. Just reply STOP. Once you reply STOP to us, we will send a message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, reply START or UNSTOP to the same number, or sign up as you did the first time, and we will start sending SMS messages to you again. We may send a confirmation message after you opt in or opt out as required for compliance and recordkeeping. ## 4. Help If you are experiencing issues with the messaging program, you can reply with the word HELP for more assistance, or you can get help directly at [tracey@tktenterprises.com](mailto:tracey@tktenterprises.com) . ## 5. Interruption Mobile carriers are not liable for delayed or undelivered messages. ## 6. Cost As always, message and data rates may apply for any messages exchanged with this number. If you have any questions about your text or data plan, contact your phone provider. ## 7. Privacy No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. If you have any questions regarding privacy, please read our [Privacy Policy](https://tktenterprises.com/privacy) . ## Medicare Disclaimer We do not offer every plan available in your area. Currently we represent 8 organizations which offer 75 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. This is a proprietary website and is not associated, endorsed, or authorized by the Social Security Administration, the Department of Health and Human Services, or the Centers for Medicare & Medicaid Services. ## Changes to These Terms We may update these Terms & Conditions from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this page periodically so that you stay informed about the terms that apply to your use of our website and messaging program. ## Questions? If you have any questions about these Terms & Conditions or our text messaging program, please reach out to us. [(518) 937-6170](tel:+15189376170) [tracey@tktenterprises.com](mailto:tracey@tktenterprises.com) TKT Enterprises Inc, TKT Medicare & Life Insurance / 105 Balsam Way, Clifton Park, NY 12065 --- TKT Enterprises Inc (TKT Medicare & Life Insurance) · 105 Balsam Way, Clifton Park, NY 12065 · (518) 937-6170 · tracey@tktenterprises.com · Mon-Fri 9am-5pm ET We are not connected with or endorsed by the U.S. government or the federal Medicare program.